Legal

Privacy Policy

Effective date: To be set on launch day

Final legal copy pending counsel review. The text below is a placeholder summary so partners (Razorpay, Google Play, the bureau, the App Store) have a stable URL to point at while we finalise wording with our counsel.

1. What this document covers

This page describes, in plain English, what personal data BoostScore collects from you, why we collect it, how long we keep it, and what control you have over it. It is the placeholder version while our counsel finalises the formal Digital Personal Data Protection Act 2023 disclosures.

2. Categories of data we process

Identifiers: phone number, email, PAN, name as printed on PAN.
Credit-bureau report data, retrieved from a licensed Indian credit bureau (and, in future, other Indian bureaus) after your explicit consent.
Consent and audit-trail records the DPDP Act requires us to keep.
Device and app telemetry needed to keep BoostScore stable and safe.

3. How we use it

Strictly to operate the BoostScore service: showing you your score, generating your improvement plan, processing payments through Razorpay, and meeting regulatory obligations. We do not sell, rent, or share your personal data with advertisers.

4. Where it lives

Your data is stored on servers located in Mumbai (AWS ap-south-1). Encrypted at rest and in transit. Access is limited to authorised personnel under audited controls.

5. Your rights

Access, correction, erasure, withdrawal of consent, grievance — all available from inside the app or by writing to our Data Protection Officer at dpo@boostscore.ai.

6. Changes to this policy

We will notify you in-app at least seven days before any material change to this policy.

Questions? Email support@boostscore.ai.