The number
Your score, free. No catch in the footnotes.
Your report comes from a licensed credit bureau and refreshes every month at no cost. We don't paywall a figure that belongs to you, and we never sell your data to lenders or advertisers.
Live on Google Play
See your credit score before the next lender does.
BoostScore pulls your file from a licensed Indian credit bureau, shows the live number, and explains what moves it. The score is free. Checking it never lowers it.
- Soft enquiry only
- Free score, monthly refresh
- Data resident in Mumbai
Score report Sample
Refreshed monthly · Free
- Payment history 35% On track
- Card utilisation 30% Watch
- Credit age 15% On track
- Recent enquiries 10% Stable
Factor weights ranked per file — yours will differ.
How your data is handled
- DPDP Act 2023
- AES-256 at rest
- TLS 1.3 in transit
- Data in ap-south-1 · Mumbai
- Razorpay · PCI-DSS
- Licensed bureau channel
01 — How it works
Phone. PAN. Score.
Three steps between you and your bureau file. Refreshes and alerts run themselves once you're in.
- About 30 seconds
Your phone number
Install, enter your number, confirm the OTP. That is the whole sign-up — no forms, no documents, no branch visit.
- One screen
Your PAN, with consent
Your PAN locates your bureau file. A plain-English consent screen comes first, every time, and you can revoke it whenever you like.
- Instant
Your score, in seconds
The live number, your full report, and a ranked breakdown of what is holding it up — or holding it back. Recorded as a soft enquiry.
02 — What you get
The number is free.
So is the explanation.
The reasons
Every factor, in plain English.
Payment history, utilisation, credit age, enquiries, credit mix — ranked by how hard each one is pulling on your number.
The habit
Check daily. Correct early.
BoostScore Plus refreshes your score every day and adds deeper insight — a missed EMI or a maxed card shows up in days, not at your next loan application.
₹79/month · 7-day free trial
See pricingThe ground rules
Consent-first. Mumbai-resident.
- Every bureau pull sits behind an explicit consent screen
- Data hosted in Mumbai under India's DPDP Act 2023
- AES-256 at rest, TLS 1.3 in transit
- Revoke consent any time — refreshes stop, full stop
03 — Inside the app
Not a mock-up. The actual app.
Straight from the Google Play listing — the same screens you'll see two minutes after installing.
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01 · Score, front and centre -
02 · Factors, ranked by impact -
03 · Light or dark theme
04 — Pricing
Free to watch monthly.
₹79 to watch daily.
No card needed for the free tier. Plus runs on UPI Autopay and cancels in two taps.
Free
No cardFor keeping an honest eye on your number.
₹0 forever
- Credit score from a licensed bureau
- Automatic refresh every month
- Full bureau report, readable
- Factor breakdown in plain English
- Score-drop and change alerts
BoostScore Plus
7 days freeFor the months that actually matter.
₹79 /month after trial
- Everything in Free
- Fresh score every single day
- Deeper factor insights and trends
- Priority support
- Cancel anytime from Settings
₹79/mo via UPI Autopay after the trial. Cancel anytime.
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Is BoostScore actually free?
Yes. Your score, a monthly refresh, and your full bureau report cost nothing, forever. BoostScore Plus (₹79/month after a 7-day free trial) adds a daily refresh and deeper insights — it's optional, and the free tier doesn't expire.
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Will checking my score lower it?
No. When you check your own report it's recorded as a soft enquiry, which has zero effect on your score. Hard enquiries only happen when you apply for new credit — and BoostScore never triggers one without an explicit, clearly-labelled consent screen.
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Where does my score come from?
From a licensed Indian credit bureau, over a regulated data channel, after you give explicit consent. Support for additional Indian bureaus is on the roadmap; we'll tell you before any new bureau is queried on your behalf.
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What do you do with my PAN?
Your PAN is how the bureau locates your credit file — that's its only job here. It's transmitted encrypted, stored encrypted in our Mumbai data centre, and never shared with advertisers or sold to anyone.
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Is my data safe?
Your data lives on servers in Mumbai (ap-south-1), encrypted with AES-256 at rest and TLS 1.3 in transit, with consent records maintained as India's DPDP Act 2023 requires. We don't sell, rent, or trade your personal data. Full detail is in our privacy policy.
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How often does my score update?
Free accounts refresh automatically every month. BoostScore Plus refreshes your score every day, so changes — good or bad — show up while you can still act on them. Every refresh is a soft enquiry.
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How do I cancel Plus?
Settings → Subscription → Cancel, inside the app. Cancelling stops future charges immediately and your Plus access runs until the end of the period you've paid for. Refund terms are on the refund policy page.
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Can I delete my account and data?
Any time, from Settings → Account → Delete account. We erase your personal data within 30 days, keeping only what Indian law requires us to retain for audit. You'll get a confirmation when it's done.
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How do I reach a human?
Email support@boostscore.ai — we aim to respond within one working day. For escalations, our Grievance Officer's details are on the grievance page linked in the footer.